Saratoga Springs Homes under $400,000

Welcome to Saratoga Springs, NY, a vibrant city nestled in the heart of Saratoga County, renowned for its rich history, stunning natural beauty, and world-class attractions. Famous for its mineral springs, Saratoga Springs has long been a favored destination for those seeking relaxation and rejuvenation. The city is also home to the prestigious Saratoga Race Course, where horse racing enthusiasts gather each summer for thrilling events.

Beyond its racing heritage, Saratoga Springs boasts a charming downtown area filled with eclectic shops, delightful cafes, and a variety of dining options that cater to every palate. The arts scene flourishes here, with numerous galleries, theaters, and music venues showcasing local talent and hosting renowned performances throughout the year. Outdoor enthusiasts will revel in the city’s parks, trails, and proximity to the breathtaking Adirondack Mountains, perfect for hiking, biking, and enjoying the great outdoors.

For those looking to call this enchanting city home, there are fantastic opportunities to find charming residences under $400,000. Whether you’re a first-time homebuyer or seeking a cozy retreat, Saratoga Springs offers a diverse selection of homes that combine affordability with the allure of suburban living. From quaint bungalows to modern townhouses, you’ll discover properties that fit your lifestyle and budget.

Experience the unique blend of culture, history, and community that Saratoga Springs has to offer. With its inviting atmosphere and affordable housing options, this city is the perfect place to start your next chapter. Come and explore the possibilities in beautiful Saratoga Springs!

Newest Saratoga Springs Homes under $400,000

$333,000

3 Beds ⋅ 2 Baths ⋅ 202627509 MLS

Welcome to 9 Hathorn Boulevard in Saratoga Springs! This 3 bedroom, 2 bath home offers a wonderful opportunity to own in the Saratoga Springs School District in a location that's hard to beat. Freshly painted throughout, the home features hardwood floors and a kitchen with stainless steel appliances. The three-season room is a great spot to relax and enjoy the fully fenced backyard. Need more space? The finished basement with a full bath offers plenty of possibilities for a family room, home office, or recreation area. Just minutes from vibrant downtown Saratoga Springs and within walking distance of Saratoga Spa State Park and SPAC, you'll have easy access to trails, concerts, golf, swimming, dining, shopping, and everything Saratoga has to offer.

9 Hathorn Boulevard, Saratoga Springs

$385,000

4 Beds ⋅ 3 Baths ⋅ 202626514 MLS

Versatile downtown Saratoga Springs property offering exceptional flexibility and value potential. Set on a desirable corner lot just minutes from Broadway and the Saratoga Race Course, this home can be enjoyed as a single-family residence with an income-producing in-law suite or converted into one cohesive full residence. The in-law suite features two private entrances, its own driveway, an updated kitchen, and a primary bedroom with ensuite bath. The main home includes 3 bedrooms, 1.5 baths, a generous laundry room, and a living room with fireplace. Enjoy a convenient downtown location close to dining, shopping, entertainment, and area attractions. The seller is offering $10k credit at closing to help cover the cost of a NEW heating system (Electric Baseboard Heating).. There is known ''Title Issue'' being handled by the sellers lawyer, closing could take longer than normal and will be based on clearing title...House is being sold ''as-is''.

136 Jefferson Street, Saratoga Springs

166 Jefferson Street APT 3, Saratoga Springs

$369,750

2 Beds ⋅ 2 Baths ⋅ 202624774 MLS

Welcome to this bright and inviting 2 BR 1.5 BA home in Downtown Saratoga Springs less than a mile to Broadway and the Saratoga Springs Race Course. The open floor plan creates a spacious comfortable setting for both everyday living and entertaining. Neutral paint, luxury vinyl plank flooring throughout and a beautiful hardwood staircase provide a fresh style to make this home your own. The mechanicals systems are less that 7 years old. Enjoy the convenience of a low maintenance lifestyle with an HOA that includes ground and structure maintenance, water and sewer, snow removal, and trash. Includes 1 covered carport and additional off street parking. There are 10 units in the 2 buildings. This property is 1 of three units in the 2 buildings that is offered under the City of Saratoga Springs Workforce Housing Program for a limited period of time. Refer to the documents for information on the Program and Income requirements

166 Jefferson Street APT 3, Saratoga Springs

3 Karista Spring Drive, Saratoga Springs

$379,000

3 Beds ⋅ 3 Baths ⋅ 202623911 MLS

Welcome home to this fully renovated 3 bedroom, 2.5 bathroom gem tucked away in the desirable Geyser Crest community! This move-in ready home has been beautifully updated from top to bottom. Enjoy a brand new kitchen featuring quartz countertops, tile backsplash and stainless steel appliances, along with two completely renovated bathrooms and hardwoods and LVP flooring throughout. A gorgeous master suite, fresh paint and a well-maintained forced air and AC system provide both modern style and peace of mind. Stylish, turn-key and thoughtfully upgraded. This is the one you've been waiting for.

3 Karista Spring Drive, Saratoga Springs

$199,000

1 Beds ⋅ 1 Baths ⋅ 202615827 MLS

Small cottage on large lot just five miles from the City of Saratoga Springs, in the Town of Saratoga, Schuylerville School District. A portion of the rear of the nearly one acre parcel is contiguous to Schuyler Park. Just step across your property to the walking trails, Pavilions, playground and picnic areas. Reliable month to month tenant has resided in the home for many years and would like to stay. Large enough parcel to build a new large home while you recoup income from the tenant. Home needs updating but has a newer roof (~6yrs), furnace, hot water heater and water pump. Extremely low total property Taxes are only $2208 WITHOUT the STAR exemption! Lot offers privacy, yet close to all the adventures in the area and necessities of living.

16 Louden Road, Saratoga Springs

$250,000

6 Beds ⋅ 4 Baths ⋅ 202526841 MLS

Investor's Dream or Owner-Occupant Opportunity in the Saratoga Springs School District! This spacious duplex offers 6 bedrooms, 4 full bathrooms across two well-appointed units—perfect for generating rental income or living in one side while your tenants help pay the mortgage. Each unit features a mix of hardwood floors, carpet, and vinyl flooring, providing durability and character. With over 3,000 sqft (approx.), there's plenty of space for large households or strong rental demand. Investors will appreciate the flexible floor plan, and prime location in a top school district—making it highly attractive to long-term renters. Owner-occupants will love the ability to build equity while enjoying the benefits of homeownership with supplemental income. The property sits in a desirable Saratoga Springs area, close to schools, shopping, dining, and major commuter routes. Off-street parking and outdoor space add convenience and value. Whether you're looking to expand your rental portfolio, start house-hacking, or secure a multi-family property, this duplex checks every box. This property is eligible under the First Look Initiative which expires after 30 full days on market. No investor offers until first look period expires. No offers regardless of buyer type will not be negotiated within the first 7 days of listing. - Photo sheet must be attached with the MLS. - All offers must be entered through propoffers.com. - An offer management fee of $200 (plus tax where applicable) is charged by Pyramid Platform in connection with the use of Propoffers.com. This fee will be paid at closing from the agent representing the buyer as selling agent or transaction broker. - Subject to seller addendum - For financed offers EMD to be 1% or $1000 whichever is greater and for cash offers EMD to be 5% or $5000 whichever is greater. - All offers are subject to OFAC clearance - A viewing release must be signed and returned to our office before showing this property.

1057 NYS Route 9N, Saratoga Springs

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