Troy Homes under $300,000

Welcome to Troy, New York – a vibrant city steeped in history and bursting with charm! Nestled in Rensselaer County along the banks of the Hudson River, Troy is known for its stunning Victorian architecture, lively arts scene, and rich cultural heritage. With a population that embraces diversity, Troy offers a warm and welcoming community atmosphere that makes it an ideal place to call home.

One of the most appealing aspects of Troy is its affordability, particularly for those seeking homes under $300,000. This city presents a unique opportunity for first-time homebuyers, families, and investors alike. With its array of beautiful homes, you can find everything from classic brownstones to modern townhouses, all at prices that won’t break the bank. Imagine settling into a charming abode that reflects the character of this historic city while still being within reach of your budget.

Beyond the beautiful homes, Troy offers an abundance of amenities. The bustling downtown area is filled with local shops, trendy restaurants, and lively markets, creating a perfect blend of urban convenience and small-town charm. Enjoy the scenic parks, vibrant festivals, and the rich history that echoes through the streets, making every day an adventure.

If you’re looking for a place that combines affordability with an engaging lifestyle, Troy, NY, is the perfect destination. Explore our listings today and discover your dream home in this enchanting city!

Newest Troy Homes under $300,000

$199,900

4 Beds ⋅ 3 Baths ⋅ 202627497 MLS

Three-unit multi-family property located steps from RPI, perfect for owner occupied or investment. The upper units feature commanding/beautiful views of downtown Troy and beyond, hardwood floors throughout, in unit washer/dryer, separate circuit breaker panels, electric and gas meters, separate gas-fired hot water tanks, and wall mounted, gas-fired boilers. Ground floor unit is a blank slate ready to be customized to taste. All appliances offered ''AS IS.'' Taxes are estimated and reflect a basic STAR exemption. Ground floor square footage not included in the total.

91 11th Street, Troy

$149,000

5 Beds ⋅ 3 Baths ⋅ 202627454 MLS

Bring your vision to this spacious 1863 built home filled with original character, including beautiful woodwork, hardwood floors, soaring ceilings, and a slate roof. In need of TLC, but the space, character and potential are unmatched. This is a rare opportunity to restore a home with more than 160 years of history and make it something truly special once again.

16 114th Street, Troy

$199,000

7 Beds ⋅ 2 Baths ⋅ 202627392 MLS

INVESTMENT OPPORTUNITY! Looking to add an income-producing property to your portfolio? 466 1st St offers a great opportunity with $2,800 in total monthly rental income and established, long-term tenants who would love to remain. Conveniently located directly across from a school, this property offers a desirable location for tenants and the stability of existing occupancy. Whether you're looking to expand your current portfolio or make your first investment, this property is worth a look!

466 1st Street, Troy

$208,000

4 Beds ⋅ 1 Baths ⋅ 202627301 MLS

OPEN HOUSE SATURDAY Oct. 3rd 11:00-1:00. Renovated from top to bottom, this move-in-ready home features 4 bedrooms, 1 full bath, modern finishes throughout, a beautiful yard perfect for relaxing or entertaining and 3 car garage. Don't miss your opportunity to own this turnkey home!

522 1st Avenue, Troy

$225,000

3 Beds ⋅ 2 Baths ⋅ 202627271 MLS

Welcome to 413 3rd St in Troy! This well-maintained two-family home offers a great opportunity for an owner-occupant or investor, with several important updates and desirable features. Recent and notable improvements include a new hot water tank, off-street parking, and washer/dryer. The first-floor unit features a newer stove, while the upstairs unit has a newer refrigerator. The home is also equipped with a Generac backup generator, approximately 10 years old, providing added peace of mind. The furnace has been consistently maintained, and the roof is approximately 15 years old. Enjoy additional outdoor space with a backyard garden, perfect for gardening, relaxing, or entertaining. The property is currently vacant, giving an owner-occupant or investor the flexibility to occupy one unit, rent both units, or make updates to suit their needs. Conveniently located close to everything Troy has to offer, including local shops, restaurants, schools, parks, downtown amenities, public transportation, and major roadways. With two-family versatility, off-street parking, laundry, a backyard garden, backup generator, and numerous maintenance updates, this property is ready for its next owner.

413 3rd Street, Troy

$219,900

3 Beds ⋅ 3 Baths ⋅ 202627222 MLS

Attention investors and flippers! Historic triplex in Troy's thriving downtown neighborhood, just steps from the riverfront, RPI, Russell Sage, restaurants, galleries, coffee shops, shopping, and the farmers market. Original character throughout includes a beautiful staircase, high ceilings, oversized windows, built-ins, parquet floors, and tile details. Private backyard. The current owners have stamped architectural plans and drawings, and the main sewer line to the street has been replaced with PVC. Additional work completed includes all demo and cleaning, new electric, and framing. A great opportunity to restore and add value to a downtown property with so much potential. Sold as-is. Cash or private financing only.

3 St Pauls Place, Troy

$224,900

5 Beds ⋅ 2 Baths ⋅ 202627209 MLS

This versatile two-family home in the heart of South Troy features a spacious 3-bedroom unit on the first floor and a 2-bedroom unit on the second floor, offering an ideal setup for an owner-occupant or an investor. 1st floor is currently vacant and the 2nd unit is rented for $1100/month. Conveniently located near everything downtown Troy has to offer! Schedule your showing today! More pics of the 2nd unit to come!

101 Madison Street, Troy

$199,900

3 Beds ⋅ 2 Baths ⋅ 202627159 MLS

Bring your vision and make this gem your own! Featuring a new roof and fantastic bones, this property offers an incredible opportunity for buyers looking to add personal touches and build quick equity. Tucked away on a peaceful, low-traffic street where you can enjoy true peace and privacy. Don't miss out on this incredible home

45 120th Street, Troy

$159,900

3 Beds ⋅ 2 Baths ⋅ 202627104 MLS

Opportunity awaits at 2209 12th Street! Conveniently located near RPI, Downtown Troy and just a short drive to Albany, this home offers a great combination of location, space and potential. Enjoy a large lot and a huge front porch with plenty of room to relax and entertain. Inside, the first-floor bedroom and dedicated first-floor laundry add flexibility and convenience. Whether you're an investor looking for a property in a desirable rental area or a buyer ready to add your own style and make this house your home, there's plenty to appreciate here. Bring your vision and take advantage of all this Troy property has to offer!

2209 12th Street, Troy

$239,000

5 Beds ⋅ 2 Baths ⋅ 202626980 MLS

Welcome to this spacious 5-bedroom, 1.5-bath home, thoughtfully updated and ready for its next owner! Featuring new flooring throughout, a brand-new kitchen, an updated bathroom, and new appliances, many of the major updates have already been completed for you. The generously sized bedrooms offer plenty of flexibility for family, guests, a home office, or additional living space. Outside, enjoy a large yard with ample room to entertain, relax, garden, or create your own outdoor oasis. With plenty of space and numerous updates already taken care of, this home offers a fantastic opportunity for anyone looking for comfort, convenience, and a move-in-ready property. Schedule your showing today--this one won't last long!

32 Lincoln Avenue, Troy

$275,000

2 Beds ⋅ 2 Baths ⋅ 202626955 MLS

Beautiful updated two bedroom, two full bathroom first floor corner unit condominium in Hampton Place. Located toward the rear of the community, this home features many updates including new floors. There's plenty of parking in the very spacious parking lot. Enjoy being just minutes from major highways and many dining options. Onsite amenities include tennis courts. This home will not be available for move in until June 1st 2027. There is currently a tenant who pays $1,700 per month. HOA fee is $288 per month with a one time special assessment of $300. HOA fee covers landscaping, snow, water, and maintenance of common elements.

1811 Hampton Place Boulevard, Troy

$265,000

6 Beds ⋅ 2 Baths ⋅ 202626807 MLS

Fantastic investment opportunity in Lansingburgh! This well-maintained duplex features two spacious flats, each offering 3 bedrooms and 1 full bathroom, with a strong rental history and both units currently on month-to-month leases, offering flexibility for the next owner. Enjoy unobstructed views of the Hudson River along with a private yard--an uncommon combination for a city property. Property is believed to not require flood insurance; buyer and buyer's agent should independently verify flood zone and insurance requirements.

260 3rd Avenue, Troy

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