Rensselaer County Homes under $400,000

Welcome to Rensselaer County, a hidden gem nestled in the heart of New York State, where natural beauty meets suburban charm. Known for its picturesque landscapes and vibrant communities, Rensselaer County offers an inviting atmosphere for families, professionals, and retirees alike. With its rich history, diverse recreational opportunities, and a strong sense of community, this county is an ideal place to call home.

One of the most appealing aspects of Rensselaer County is the availability of homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a cozy retreat, this area has a variety of options that cater to different lifestyles and budgets. From charming single-family homes with spacious yards to modern townhouses in bustling neighborhoods, you’ll find a range of properties that provide both comfort and style.

Living in Rensselaer County means enjoying easy access to outdoor activities, including hiking, biking, and fishing along the beautiful Hudson River. The county is also home to several parks and recreational facilities, perfect for family outings or peaceful afternoons. With a strong sense of community, residents take pride in local events, farmers’ markets, and festivals that bring everyone together.

Additionally, Rensselaer County boasts excellent schools, convenient shopping, and a variety of dining options, making it an attractive choice for families and professionals. Discover your dream home in Rensselaer County today, and experience the perfect blend of tranquility and convenience in this vibrant New York community!

Newest Rensselaer County Homes under $400,000

$335,000

5 Beds ⋅ 2 Baths ⋅ 202627512 MLS

Classic solidly built farmhouse with tasteful updates merging the charm of days gone by with modern conveniences. Legal 2 family is ideal for extended family living, rental income, or owner-occupant with passive income potential. Large 1 acre lot for outdoor enjoyment with perennial gardens, greenhouse, solar panels and wood stove for sustainable homesteading. Detached garage is currently being used as artist studio and has many versatile uses. Bamboo floors in Living room, fresh paint makes this beautiful home ready for you to call it home.

9287 New York 66, Sand Lake

$199,900

4 Beds ⋅ 3 Baths ⋅ 202627497 MLS

Three-unit multi-family property located steps from RPI, perfect for owner occupied or investment. The upper units feature commanding/beautiful views of downtown Troy and beyond, hardwood floors throughout, in unit washer/dryer, separate circuit breaker panels, electric and gas meters, separate gas-fired hot water tanks, and wall mounted, gas-fired boilers. Ground floor unit is a blank slate ready to be customized to taste. All appliances offered ''AS IS.'' Taxes are estimated and reflect a basic STAR exemption. Ground floor square footage not included in the total.

91 11th Street, Troy

$229,000

2 Beds ⋅ 1 Baths ⋅ 202627481 MLS

Welcome to 43 Scott Ave, conveniently located in the Village of Castleton-on-Hudson and within the award-winning Schodack Central School District. This home offers the ease of village living with a walkable location, public water and sewer, natural gas and off-street parking. Inside, you'll find a dedicated dining area, office space, first floor laundry and a versatile mudroom/bonus room providing additional space for everyday living, work, or storage. Enjoy cozy evenings by the pellet stove or relax on the inviting porch, perfect for enjoying your morning coffee, unwinding at the end of the day, or taking in the charm of the neighborhood. The approximately 3-year-old roof offers added peace of mind. Conveniently located near local shops, restaurants, parks, and village amenities, this home offers the opportunity to enjoy comfortable village living with spaces that adapt to your lifestyle. Whether you're a first-time buyer, downsizing, or looking for a home with room to work and grow, 43 Scott Ave is ready to welcome its next owner. Come see all this home has to offer!

43 Scott Avenue, Castleton-On-Hudson

$149,000

5 Beds ⋅ 3 Baths ⋅ 202627454 MLS

Bring your vision to this spacious 1863 built home filled with original character, including beautiful woodwork, hardwood floors, soaring ceilings, and a slate roof. In need of TLC, but the space, character and potential are unmatched. This is a rare opportunity to restore a home with more than 160 years of history and make it something truly special once again.

16 114th Street, Troy

$299,900

4 Beds ⋅ 3 Baths ⋅ 202627447 MLS

Solid brick three-family home offers updated units, strong rental potential, and flexible options for both owner-occupants and investors. One unit is currently leased, and the former owner-occupied unit is now vacant and ready for immediate occupancy. Ideal for owner-occupancy with rental income to offset your mortgage Off-street parking for tenants 3 Garage Bays for Additional rental income.

828 2nd Street, Rensselaer

$239,900

2 Beds ⋅ 1 Baths ⋅ 202627429 MLS

Welcome home to effortless one-level living! Situated in a highly sought-after neighborhood, this charming 2-bedroom ranch is beautifully maintained and move-in ready. From the sunlit living areas to the thoughtful layout, it's designed for easy comfort. Downstairs features a full basement and offers incredible equity potential and is just waiting to be finished into your ultimate hangout spot or workshop. Perfect for first-time buyers, downsizers, or anyone looking for a top-tier location!

41 New York Avenue, Rensselaer

$199,000

7 Beds ⋅ 2 Baths ⋅ 202627392 MLS

INVESTMENT OPPORTUNITY! Looking to add an income-producing property to your portfolio? 466 1st St offers a great opportunity with $2,800 in total monthly rental income and established, long-term tenants who would love to remain. Conveniently located directly across from a school, this property offers a desirable location for tenants and the stability of existing occupancy. Whether you're looking to expand your current portfolio or make your first investment, this property is worth a look!

466 1st Street, Troy

$310,000

4 Beds ⋅ 2 Baths ⋅ 202627383 MLS

LOCATION!! Little Red School District and LOW TAXES! This charming 4 bedroom/2 full baths is tucked away from it all on a quiet little country setting in the desirable North Greenbush Common District neighborhood. Backing up to a stream and fields, sit on your deck and enjoy watching the wildlife while still being just minutes proximity to restaurants, shopping, schools and HVCC and all it's numerous events! Showings begin Friday 10/2/26 (carport not staying)

24 Glenwood Road, North Greenbush

$375,000

2 Beds ⋅ 1 Baths ⋅ 202627378 MLS

Escape to your own private retreat! Tucked away on an incredible private parcel, this charming log home offers the peace, privacy and natural beauty so many buyers are searching for. Warm, inviting and full of rustic character, the home features an open-concept first floor with vaulted ceilings that create an airy yet cozy atmosphere. A wood stove adds warmth and charm on those chilly winter days, while a new furnace and new replacement windows provide added comfort and peace of mind. An upstairs bedroom completes this charming cabin retreat. Step outside and discover what truly makes this property special 50+ acres of privacy and natural beauty just waiting to be explored. Whether your perfect day includes hunting, hiking, watching wildlife or simply enjoying the peace and quiet of nature, this property offers endless opportunities to embrace the great outdoors. Located near Grafton Lakes State Park, with convenient access to Vermont and the Capital District, you'll enjoy the best of secluded country living without being too far from everything. Whether you're dreaming of a full-time residence, a weekend getaway or your very own recreational retreat, this is a rare opportunity to make 50+ acres of natural beauty your own. Come experience the tranquility, charm and possibilities this special property has to offer!

148 Steve Odell Road, Grafton

$279,900

6 Beds ⋅ 3 Baths ⋅ 202627365 MLS

Whether you're looking to grow your investment portfolio or make a smart move into homeownership, this spacious Rensselaer triplex offers flexibility and income potential with projected annual gross rents of $27,600. Investors can take advantage of 3 generously sized apartments each with their own storage room and individually metered utilities. And owner-occupants have an especially appealing option with a 2nd-floor apartment that is available for immediate occupancy so you can just move in and let the cash flowing rental income offset your mortgage and monthly expenses while you build equity in a property of your own. Location adds even more appeal: downtown Albany is just a quick 10-minute commute, shopping and dining in North Greenbush are approximately 8 minutes away, and the Rensselaer Amtrak station--with service to NYC and beyond--is only about 5 minutes from your door. Don't miss this affordable opportunity to live, invest, or do both! 24 hour notice for showings and schedule is limited. Ask for available times.

1216 1st Street, Rensselaer

$229,900

2 Beds ⋅ 2 Baths ⋅ 202627346 MLS

Turn key, offering easy, low-maintenance living in a desirable East Greenbush townhouse community. Townhouse backs to the woods, HOA just placed a NEW ROOF! This charming center unit features 2 bedrooms and 1.5 baths with open-concept layout. Enjoy the comfort of central air and the convenience of an HOA that handles snow removal, lawn care, and exterior building maintenance, giving you more time to enjoy your home and community along with a well kept pool. Whether you're purchasing your first home, downsizing, or simply looking for a more carefree lifestyle, this property offers comfort and convenience in a fantastic location close YMCA, Columbia High School, to area shopping, restaurants, cafés, and everyday amenities. Easy to schedule a showing, View today!

1602 Rockport Court, East Greenbush

$325,000

3 Beds ⋅ 3 Baths ⋅ 202627337 MLS

Open House Sunday, October 4th from 11:30am-1pm. Turnkey, modern layout, multi-level living in this 26 year young end unit townhome. The first floor features hardwood flooring throughout, installed in 2017. Enter from the attached two car garage into the open kitchen, dining and living space featuring stainless steel appliances, granite countertops and an oversized peninsula. A gas fireplace anchors the living area, with direct access to the deck. The primary suite, complete with a walk in closet, rests privately at the rear of the home, while two additional bedrooms and a full bath sit just off the main living space. Downstairs, find a finished, carpeted family room along with additional unfinished storage, a half bath, dedicated laundry room and sliding door walkout to the paver patio. Outside, enjoy the added privacy of an end unit surrounded by woods and ideally positioned within the community. Natural gas heat, central air, public water and sewer. Easy to show, inquire today!

40 Brook Street, East Greenbush

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