Stillwater Homes under $400,000

Welcome to Stillwater, New York – a charming town nestled in the heart of Saratoga County, where community spirit and educational excellence come together. Known for its picturesque landscapes and friendly atmosphere, Stillwater is not just a great place to live; it’s also home to a highly regarded school district that prioritizes the academic and personal growth of its students.

The Stillwater Central School District is committed to providing a nurturing environment that fosters learning and creativity. With dedicated teachers, engaging curricula, and a variety of extracurricular activities, students here are encouraged to explore their interests and develop their talents. Families appreciate the small class sizes and the strong sense of community that comes with attending local schools, making it an ideal choice for those looking to settle down in a supportive environment.

For homebuyers seeking affordable options, Stillwater offers a range of charming residences priced under $400,000. Whether you’re looking for a cozy starter home or a spacious family residence, you’ll find a variety of properties that cater to diverse tastes and budgets. From quaint single-family homes to modern townhouses, the real estate market in Stillwater provides ample opportunities for first-time buyers and families alike.

With its blend of quality education, beautiful surroundings, and affordable housing, Stillwater is a wonderful place to call home. Come discover the inviting community and explore the homes waiting for you in this delightful corner of New York!

Newest Stillwater Homes under $400,000

$374,900

5 Beds ⋅ 4 Baths ⋅ 202627295 MLS

Great location, flexible opportunity, and two separate living spaces! This duplex in Stillwater is approximately 15 minutes from GlobalFoundries and the Luther Forest Technology Campus, making it a convenient option for rental demand as well as an owner-occupied property. The property offers a 2-bedroom/1.5-bath unit in the front and a 3-bedroom/2-bath unit with a built in wine closet and a brand new full bath soaking tub/tile shower, as well as a bonus room downstairs. Each has its own laundry. Situated on approximately 1 acre with a detached 2-car garage and additional bonus space, the property provides room, privacy, and versatility. Convenient to Saratoga, Stillwater schools, Saratoga Battlefield, and major employment centers. A unique opportunity for an investor, owner occupant, or those seeking a property with multiple living options.

1099 NY-32, Stillwater

$110,000

5 Beds ⋅ 2 Baths ⋅ 202627111 MLS

Side by side duplex on large cornner lot with detached 2 car garage in back. Walk to town and river front.---Seller Pays: Buyer uses Premium Title Services, the seller's preferred title partner and closing agent. This lets the buyer bypass the title insurance fee, related search costs and reduced escrow/settlement fees, since the seller will cover those charges. The average charges for title search and insurance is $1225 & escrow/settlement fees is $875, resulting in an overall savings of ~$1660 for buyers, who opt for Premium Title Services.

22 Lake Street, Stillwater

$175,000

2 Beds ⋅ 1 Baths ⋅ 202626938 MLS

Small in size, big on potential! Tired of paying someone else's mortgage? This charming turn key 2 bedroom, 1 bath home has already seen several updates, while still offering the opportunity to add your own style and make it truly shine. The manageable footprint makes it a great option for a first home, downsizing, or anyone looking for a low-maintenance space. Enjoy a convenient location within walking distance to local eateries and the Hudson River, where you can take in beautiful views from Blockhouse Park. A short drive to Vermont, Saratoga Springs and Albany. Bring your vision and make this little gem your own!

7 Palmer Street, Stillwater

$95,000

4 Beds ⋅ 2 Baths ⋅ 202626489 MLS

Brand new AC and ductwork already installed. Great property to fix up and live in. Nice size lot almost all fenced in and some of the work already started. Small 1/2 bath started up stairs. Big Full bath down just off dining kitchen area. Add a garage or a driveway to really add more value.

6 Center Street, Stillwater

$277,777

3 Beds ⋅ 2 Baths ⋅ 202625931 MLS

Village charm, Hudson River access, and a layout full of potential -- welcome to Stillwater. This 3 bedroom, 1.5 bath colonial sits in the heart of the Village of Stillwater, just steps from the Hudson River and close to parks and school. At 1,900 sq ft the layout is generous and flexible with a bonus room that could easily serve as a fourth bedroom, and a 3-season room that extends your living space into the warmer months. A fenced yard with patio rounds out the outdoor space. First floor laundry, a paved driveway, and a new front porch add practical convenience. The home has good bones and spacious rooms throughout -- a canvas ready for the next owner to put their own stamp on and build equity in one of the region's most charming villages. The Village of Stillwater is one of those quietly special places -- a tight-knit community with the Hudson River nearby, close to Saratoga Springs, the Battlefield, and everything the region has to offer.

809 Hudson Avenue, Stillwater

$370,000

4 Beds ⋅ 2 Baths ⋅ 202624321 MLS

Charming and move-in ready, this 4-bedroom, 2-bathroom home offers 1,483 square feet of finished living space on approximately half an acre -- all within the desirable Stillwater school district. Original hardwood floors run throughout, adding warmth and character. The layout offers comfortable, functional living space for family life, with four bedrooms providing flexibility for guests, multigenerational living or a home office. Outside, the half-acre lot gives you room to garden and entertain. With easy access to Saratoga Lake, Saratoga National Historical Park, and everyday shopping, this home puts you close to it all while keeping the peaceful, small-town feel -- and it's zoned for the sought-after Stillwater school district.

402 County Route 75, Mechanicville

$345,000

3 Beds ⋅ 2 Baths ⋅ 202623097 MLS

Opportunity is knocking in the heart of Stillwater! This unique property offers the perfect blend of comfortable living and incredible potential. The attached 3-bedroom ranch features hardwood floors throughout, an updated kitchen, an updated full bath, and a spacious living room with soaring vaulted ceilings that create an open, inviting atmosphere. What truly sets this property apart is the former florist shop attached to the home. Whether you're looking for space to operate a small business (buyer to verify permitted uses), create a workshop or studio, or convert it back to suit your needs, the possibilities are endless. Situated on a road with excellent visibility and set on a generous 0.41-acre lot, this property offers an ideal opportunity for entrepreneurs, hobbyists, or anyone dreaming of working from home. If you've been searching for a home that offers character, flexibility, and endless potential, this is one you won't want to miss. Schedule your private showing today and discover all the possibilities this one-of-a-kind property has to offer!

401 Hudson Avenue, Stillwater

$165,000

4 Beds ⋅ 2 Baths ⋅ 202620842 MLS

Welcome to this great opportunity to create own interior for a 4-bedroom ranch-style home, offering 1,560 sq ft of comfortable single-level living. Built in 1992, this property features a spacious layout with a bright living room, an eat-in kitchen, and ample bedroom space for family, guests, or a home office. The home includes a full, unfinished basement--perfect for storage, a workshop, or future expansion. Nestled on 2.18 private acres in the desirable Stillwater School District, this property provides the ideal blend of privacy and convenience. Enjoy the peace of country living with the flexibility of private utilities and room to grow. Whether you're looking for your first home or a quiet retreat, this property offers exceptional potential and value.

191 Meehan Road, Stillwater

$244,900

3 Beds ⋅ 2 Baths ⋅ 202619893 MLS

Rare opportunity! Situated on approximately 3 acres, this unique property features a 3-bedroom, 2-bath home along with expansive outdoor space offering room for equipment, vehicles, storage, recreation, and other potential uses subject to local regulations. Conveniently located on Route 4 with excellent visibility and easy access. A versatile property with many possibilities both inside and out. Enjoy the flexibility of country-like space while remaining accessible to nearby amenities and major roadways.

770 Route 4 # US, Saratoga

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