Troy Homes under $300,000

Welcome to Troy, New York—a vibrant city nestled in Rensselaer County that beautifully marries rich history with modern living. Known for its stunning architecture and cultural diversity, Troy is an ideal place for families, professionals, and anyone looking to enjoy a dynamic community.

One of the standout features of Troy is its highly regarded school district. The Troy City School District is committed to providing quality education, with a focus on fostering a supportive learning environment for students of all ages. With dedicated teachers, innovative programs, and a variety of extracurricular activities, families can feel confident that their children will receive a well-rounded education. The district emphasizes not only academic excellence but also character development, preparing students to thrive in a rapidly changing world.

For those considering making Troy their home, the real estate market offers an array of charming options, particularly for those seeking homes under $300,000. Whether you’re looking for a cozy starter home, a historic townhouse, or a spacious family residence, Troy has something to suit every taste and budget. With its affordable housing market, prospective buyers can find excellent value without compromising on quality or community.

Living in Troy means enjoying a rich tapestry of local culture, from farmers' markets and art festivals to beautiful parks and waterfront activities along the Hudson River. With its strong sense of community and commitment to education, Troy, NY, is not just a place to live—it's a place to thrive. Come explore all that Troy has to offer and find your perfect home today!

Newest Troy Homes under $300,000

$199,900

4 Beds ⋅ 3 Baths ⋅ 202627497 MLS

Three-unit multi-family property located steps from RPI, perfect for owner occupied or investment. The upper units feature commanding/beautiful views of downtown Troy and beyond, hardwood floors throughout, in unit washer/dryer, separate circuit breaker panels, electric and gas meters, separate gas-fired hot water tanks, and wall mounted, gas-fired boilers. Ground floor unit is a blank slate ready to be customized to taste. All appliances offered ''AS IS.'' Taxes are estimated and reflect a basic STAR exemption. Ground floor square footage not included in the total.

91 11th Street, Troy

$199,000

7 Beds ⋅ 2 Baths ⋅ 202627392 MLS

INVESTMENT OPPORTUNITY! Looking to add an income-producing property to your portfolio? 466 1st St offers a great opportunity with $2,800 in total monthly rental income and established, long-term tenants who would love to remain. Conveniently located directly across from a school, this property offers a desirable location for tenants and the stability of existing occupancy. Whether you're looking to expand your current portfolio or make your first investment, this property is worth a look!

466 1st Street, Troy

$225,000

3 Beds ⋅ 2 Baths ⋅ 202627271 MLS

Welcome to 413 3rd St in Troy! This well-maintained two-family home offers a great opportunity for an owner-occupant or investor, with several important updates and desirable features. Recent and notable improvements include a new hot water tank, off-street parking, and washer/dryer. The first-floor unit features a newer stove, while the upstairs unit has a newer refrigerator. The home is also equipped with a Generac backup generator, approximately 10 years old, providing added peace of mind. The furnace has been consistently maintained, and the roof is approximately 15 years old. Enjoy additional outdoor space with a backyard garden, perfect for gardening, relaxing, or entertaining. The property is currently vacant, giving an owner-occupant or investor the flexibility to occupy one unit, rent both units, or make updates to suit their needs. Conveniently located close to everything Troy has to offer, including local shops, restaurants, schools, parks, downtown amenities, public transportation, and major roadways. With two-family versatility, off-street parking, laundry, a backyard garden, backup generator, and numerous maintenance updates, this property is ready for its next owner.

413 3rd Street, Troy

$219,900

3 Beds ⋅ 3 Baths ⋅ 202627222 MLS

Attention investors and flippers! Historic triplex in Troy's thriving downtown neighborhood, just steps from the riverfront, RPI, Russell Sage, restaurants, galleries, coffee shops, shopping, and the farmers market. Original character throughout includes a beautiful staircase, high ceilings, oversized windows, built-ins, parquet floors, and tile details. Private backyard. The current owners have stamped architectural plans and drawings, and the main sewer line to the street has been replaced with PVC. Additional work completed includes all demo and cleaning, new electric, and framing. A great opportunity to restore and add value to a downtown property with so much potential. Sold as-is. Cash or private financing only.

3 St Pauls Place, Troy

$224,900

5 Beds ⋅ 2 Baths ⋅ 202627209 MLS

This versatile two-family home in the heart of South Troy features a spacious 3-bedroom unit on the first floor and a 2-bedroom unit on the second floor, offering an ideal setup for an owner-occupant or an investor. 1st floor is currently vacant and the 2nd unit is rented for $1100/month. Conveniently located near everything downtown Troy has to offer! Schedule your showing today! More pics of the 2nd unit to come!

101 Madison Street, Troy

$159,900

3 Beds ⋅ 2 Baths ⋅ 202627104 MLS

Opportunity awaits at 2209 12th Street! Conveniently located near RPI, Downtown Troy and just a short drive to Albany, this home offers a great combination of location, space and potential. Enjoy a large lot and a huge front porch with plenty of room to relax and entertain. Inside, the first-floor bedroom and dedicated first-floor laundry add flexibility and convenience. Whether you're an investor looking for a property in a desirable rental area or a buyer ready to add your own style and make this house your home, there's plenty to appreciate here. Bring your vision and take advantage of all this Troy property has to offer!

2209 12th Street, Troy

$239,000

5 Beds ⋅ 2 Baths ⋅ 202626980 MLS

Welcome to this spacious 5-bedroom, 1.5-bath home, thoughtfully updated and ready for its next owner! Featuring new flooring throughout, a brand-new kitchen, an updated bathroom, and new appliances, many of the major updates have already been completed for you. The generously sized bedrooms offer plenty of flexibility for family, guests, a home office, or additional living space. Outside, enjoy a large yard with ample room to entertain, relax, garden, or create your own outdoor oasis. With plenty of space and numerous updates already taken care of, this home offers a fantastic opportunity for anyone looking for comfort, convenience, and a move-in-ready property. Schedule your showing today--this one won't last long!

32 Lincoln Avenue, Troy

$210,000

6 Beds ⋅ 2 Baths ⋅ 202626760 MLS

Nice opportunity of Owner Occupy or Investor. This 6 Bedroom 2-Family is fully rented at $2,750 monthly income. Tenants pay Elect. & Gas. Major renovations within 5-6 years are new forced hot air system for 1st floor, new hot water tanks, updated kitchens, circuit breaker boxes & new flooring. Short walk to Little Italy area restaurants or Downtown Troy Farmers Market, Concerts, venues and entertainment. Big bonus regarding this 2-Family is it has a rarely round Large Backyard plus 2 Car Off Street Parking!

146 Hill Street, Troy

$299,900

2 Beds ⋅ 2 Baths ⋅ 202626742 MLS

Open House Sunday 10/4 | 1-3 PM Thought a fully updated home couldn't be affordable too? Think again! This traditional style home is located just minutes to HVCC, dining at Juniors and the Tipsy Moose, all of the amenities and attractions downtown Troy has to offer and has easy highway access. Boasting a welcoming entryway with a new front deck, the first floor features a large living room, a formal dining room, an office that could easily be converted to an additional bedroom, an updated eat in kitchen with newer appliances and a tiled backsplash, a mudroom with laundry and access to the backyard and a full bathroom that has been fully updated with a tiled shower and a new vanity. Upstairs you'll find a large primary bedroom with a dressing room, a closet with built-in?s and a vanity, a second full bathroom that has been fully updated and an additional bedroom with exposed brick. Enjoy the landscaped backyard with a newer patio and fire pit, a shed, off street parking and fencing. Additional features include fresh paint throughout, newer siding, a brand-new roof (2026) with a transferrable warranty, a newly paved driveway, new interior and exterior doors, a 5-year-old boiler and hot water tank, new flooring and carpeting throughout, updated wiring throughout the home, all new sheet rock, almost all new windows and so much more. This home isn't just move in ready, it's like new!

64 Campbell Avenue, Troy

$264,500

6 Beds ⋅ 3 Baths ⋅ 202626741 MLS

Nice Solid Brick 3 Unit! Owners taking permanent Florida residence making perfect opportunity for Owner Occupy. Easy walk into Downtown Troy nightlife, restaurants, Riverfront Concerts/Troy Music Hall and Farmers Market to name a few attractions. Or perfect for investor portfolio being close proximity to RPI & hospitals easily attainable $45,000 rent per year as is with 3,312 sq ft finished space higher returns surely if refitted kitchens/baths in the future. All units have separate utilities and bonus to home is a large sub-basement for owner or extra storage with walk out to a large fenced-in backyard. Currently only 1 longer Mo2Mo tenant paying $1,100 + Utilities. Realtor requested other 2 units not be rented during Sale process. Seller agreed so incoming Buyer can choose usage/tenancy for themselves.

215 9th Street, Troy

$244,000

6 Beds ⋅ 2 Baths ⋅ 202626685 MLS

Beautiful two family duplex. Great investment opportunity. The first floor rent is $1250 and always paid on time The second floor rent is $1,350 and is always on time. On the bus line. Ready for the new owner. New roof, new furnaces. Everything works.

81 2nd Avenue, Troy

$225,000

6 Beds ⋅ 2 Baths ⋅ 202626607 MLS

Prime location in downtown Troy. This two family is fully rented - first floor long term tenant rented for $1100/month and second floor was recently renovated and rented at $1400/month. Exterior had a paint facelift giving it a fresh curb appeal. Close proximity to shops, restaurants, farmers market, Prospect Park and right on the bus route. Limited viewings due to tenant availability. *Pictures are from upstairs unit post renovation.*

105 Ferry Street, Troy

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