Troy Homes under $800,000

Welcome to Troy, New York, a vibrant city nestled in Rensselaer County, where rich history meets modern living. Known for its charming architecture and lively arts scene, Troy is not just a place to live; it’s a community that thrives on its cultural heritage and progressive spirit.

One of the standout features of Troy is its exceptional school district. The Troy City School District is dedicated to providing a high-quality education for its students, offering a diverse curriculum that fosters both academic and personal growth. With a focus on innovative teaching methods and community engagement, the district is committed to preparing students for success in an ever-changing world. Parents can feel confident in the educational opportunities available, from early childhood programs to advanced placement courses in high school.

For those looking to settle down in this picturesque city, there are a variety of beautiful homes available under $800,000. Whether you’re seeking a historic brownstone with character, a cozy single-family home, or a modern townhouse, Troy has something to suit every taste and budget. The real estate market here is thriving, offering buyers the chance to invest in a community that balances affordability with an enriching lifestyle.

Living in Troy means enjoying access to parks, local shops, and an array of dining options, all while being just a short drive from the bustling capital of Albany. Embrace the charm of Troy, where quality education, community spirit, and beautiful homes await you!

Newest Troy Homes under $800,000

$199,900

4 Beds ⋅ 3 Baths ⋅ 202627497 MLS

Three-unit multi-family property located steps from RPI, perfect for owner occupied or investment. The upper units feature commanding/beautiful views of downtown Troy and beyond, hardwood floors throughout, in unit washer/dryer, separate circuit breaker panels, electric and gas meters, separate gas-fired hot water tanks, and wall mounted, gas-fired boilers. Ground floor unit is a blank slate ready to be customized to taste. All appliances offered ''AS IS.'' Taxes are estimated and reflect a basic STAR exemption. Ground floor square footage not included in the total.

91 11th Street, Troy

$199,000

7 Beds ⋅ 2 Baths ⋅ 202627392 MLS

INVESTMENT OPPORTUNITY! Looking to add an income-producing property to your portfolio? 466 1st St offers a great opportunity with $2,800 in total monthly rental income and established, long-term tenants who would love to remain. Conveniently located directly across from a school, this property offers a desirable location for tenants and the stability of existing occupancy. Whether you're looking to expand your current portfolio or make your first investment, this property is worth a look!

466 1st Street, Troy

$225,000

3 Beds ⋅ 2 Baths ⋅ 202627271 MLS

Welcome to 413 3rd St in Troy! This well-maintained two-family home offers a great opportunity for an owner-occupant or investor, with several important updates and desirable features. Recent and notable improvements include a new hot water tank, off-street parking, and washer/dryer. The first-floor unit features a newer stove, while the upstairs unit has a newer refrigerator. The home is also equipped with a Generac backup generator, approximately 10 years old, providing added peace of mind. The furnace has been consistently maintained, and the roof is approximately 15 years old. Enjoy additional outdoor space with a backyard garden, perfect for gardening, relaxing, or entertaining. The property is currently vacant, giving an owner-occupant or investor the flexibility to occupy one unit, rent both units, or make updates to suit their needs. Conveniently located close to everything Troy has to offer, including local shops, restaurants, schools, parks, downtown amenities, public transportation, and major roadways. With two-family versatility, off-street parking, laundry, a backyard garden, backup generator, and numerous maintenance updates, this property is ready for its next owner.

413 3rd Street, Troy

$750,000

3 Beds ⋅ 5 Baths ⋅ 202627229 MLS

PRIME, FULLY LEASED MIXED-USE INVESTMENT OPPORTUNITY IN DOWNTOWN TROY! Located just steps away from RPI and Russell Sage College, this 4,752 sq. ft. building offers an unbeatable combination of stable residential and commercial income from day one. The property features two spacious apartments positioned above a highly visible, established ground-floor restaurant space and 2nd floor hair salon with a proven lease history, capitalizing on the area's high student and young professional rental demand. A savvy investor will appreciate the major, high ticket capital improvements that significantly lower future cap - ex, including a 3 year old roof, a brand new main sewer line, and modern, highly efficient mini split heating and cooling systems installed in all apartments. With separate utilities, low maintenance mechanicals. and a premier urban location surrounded by Troy's vibrant dining and shopping district, this asset is a powerhouse addition to any real estate portfolio. Schedule your walkthrough today!

1809 5th Avenue, Troy

$219,900

3 Beds ⋅ 3 Baths ⋅ 202627222 MLS

Attention investors and flippers! Historic triplex in Troy's thriving downtown neighborhood, just steps from the riverfront, RPI, Russell Sage, restaurants, galleries, coffee shops, shopping, and the farmers market. Original character throughout includes a beautiful staircase, high ceilings, oversized windows, built-ins, parquet floors, and tile details. Private backyard. The current owners have stamped architectural plans and drawings, and the main sewer line to the street has been replaced with PVC. Additional work completed includes all demo and cleaning, new electric, and framing. A great opportunity to restore and add value to a downtown property with so much potential. Sold as-is. Cash or private financing only.

3 St Pauls Place, Troy

$224,900

5 Beds ⋅ 2 Baths ⋅ 202627209 MLS

This versatile two-family home in the heart of South Troy features a spacious 3-bedroom unit on the first floor and a 2-bedroom unit on the second floor, offering an ideal setup for an owner-occupant or an investor. 1st floor is currently vacant and the 2nd unit is rented for $1100/month. Conveniently located near everything downtown Troy has to offer! Schedule your showing today! More pics of the 2nd unit to come!

101 Madison Street, Troy

$159,900

3 Beds ⋅ 2 Baths ⋅ 202627104 MLS

Opportunity awaits at 2209 12th Street! Conveniently located near RPI, Downtown Troy and just a short drive to Albany, this home offers a great combination of location, space and potential. Enjoy a large lot and a huge front porch with plenty of room to relax and entertain. Inside, the first-floor bedroom and dedicated first-floor laundry add flexibility and convenience. Whether you're an investor looking for a property in a desirable rental area or a buyer ready to add your own style and make this house your home, there's plenty to appreciate here. Bring your vision and take advantage of all this Troy property has to offer!

2209 12th Street, Troy

$325,000

3 Beds ⋅ 3 Baths ⋅ 202627083 MLS

Beautiful Cape Cod living in Troy's highly sought-after East Side! Built in 1991, this beautifully maintained 3-bedroom, 2.5-bathroom home perfectly blends a modern layout with everyday comfort. The main level features a bright, sun-drenched living space that offers an open, welcoming flow. Retreat upstairs to your private, spacious second-floor primary suite, complete with its own dedicated bath and excellent closet space. The living space expands downstairs into a fully finished basement featuring a wet bar and a convenient half bath--the ultimate setup for a media room, home office, or entertaining guests. Outside, enjoy a lovely yard perfect for relaxing or entertaining. Located in a quiet, established neighborhood just minutes from local parks, shopping, dining, and easy commuter routes. Don't miss the chance to make this East Side gem your own!

62 Desson Avenue, Troy

$239,000

5 Beds ⋅ 2 Baths ⋅ 202626980 MLS

Welcome to this spacious 5-bedroom, 1.5-bath home, thoughtfully updated and ready for its next owner! Featuring new flooring throughout, a brand-new kitchen, an updated bathroom, and new appliances, many of the major updates have already been completed for you. The generously sized bedrooms offer plenty of flexibility for family, guests, a home office, or additional living space. Outside, enjoy a large yard with ample room to entertain, relax, garden, or create your own outdoor oasis. With plenty of space and numerous updates already taken care of, this home offers a fantastic opportunity for anyone looking for comfort, convenience, and a move-in-ready property. Schedule your showing today--this one won't last long!

32 Lincoln Avenue, Troy

$650,000

202626833 MLS

RPI Rental King of the Hill ... Like you're acquiring Two 2 family house's under one roof! What? ... Yes, that's correct; this is an unbelievable 4,692 SF Brick 12 Bedroom, 4 full bath, 6 year old roof. Very nice, coin operated laundry area, 2 washers, 2 dryers. This huge 2 family falls in Residential Dormitory Area Status being just steps off Peoples Ave, which is prime locale for RPI rentals. In all my years owning two family rentals and helping clients and friends with their real estate transactions in the RPI area, Never ever have I seen a colossal brick student rental like this! Ownership has been in the same family for 30+ yrs, constantly maintained in and out. Owners haven't raised room rents in 10 years because of the continual student tenancy, whom have a majority of the time, filled from within themselves to under classmates during entire ownership! $4,740 per month plus tenants pay electric and owner pays gas heat.

2166 14th Street, Troy

$399,999

3 Beds ⋅ 2 Baths ⋅ 202626793 MLS

Welcome to this beautifully renovated 3-bedroom, 2-full-bath home, ideally situated on a professionally landscaped corner lot in a desirable hilltop setting near Frear Park. Thoughtfully updated in 2018, this move-in-ready home offers a wonderful combination of modern finishes, flexible living space, and exceptional indoor and outdoor amenities. The spacious eat-in kitchen features quartzite countertops, stainless steel appliances, and updated cabinetry, with dining area and additional cabinetry for extra storage. The inviting living areas showcase refinished hardwood floors and a beautiful wrought-iron staircase, while both full bathrooms have been tastefully updated with ceramic tile. A unique feature of this home is the versatile first-floor space, currently being used as a primary bedroom with a full bath. This flexible area could easily be converted to a family room, home office, guest suite for additional living space. Step outside and enjoy your own private backyard oasis, complete with a brand-new salt water in-ground pool, stamped concrete patio, professional landscaping, and brand-new privacy fence. This exceptional outdoor space is perfect for entertaining, relaxing, and enjoying summer days with family and friends. Conveniently located near Frear Park, shopping, dining, schools, and area amenities, this home offers the perfect blend of comfort, modern updates, flexible living space, and outstanding outdoor living. Beautifully maintained, move-in ready, and truly a must-see!

112 Seneca Street, Brunswick

$314,900

6 Beds ⋅ 2 Baths ⋅ 202626780 MLS

A solid, updated 3,300 SF duplex offering exceptional versatility for investors or an owner-occupant looking to live in one unit and rent the other. Both flats feature a spacious 3-bedroom, 1-bathroom layout with classic built-in cabinets and barn doors separating the living room and dining room. Infrastructure projects are already done: a new roof (2023), gutters (2025), upgraded electrical panels (2021), two new hot water tanks (2024), a newer furnace, and Energy Star exterior doors. The property includes durable vinyl flooring on the second floor. Pull up the carpets on the first to expose the original hardwood flooring. A fenced backyard with a large patio, and dual front porches for your enjoyment. Tenants or owners enjoy 3 paved off-street parking spaces, a smart lights, security system with Ring cameras, and coin-operated laundry in the basement. Ample storage in the dry basement and walk up attic.

5 Lansing Avenue, Troy

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